Team WH, Author at Best Wallet Hacks Strategies & tactics to get ahead financially & in life Tue, 19 Dec 2023 16:20:46 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.2 https://wallethacks.com/wp-content/uploads/2021/01/cropped-favicon-50x50.png Team WH, Author at Best Wallet Hacks 32 32 10 Money Saving Hacks for Walgreens https://wallethacks.com/walgreens-hacks-money-saving-tips/ https://wallethacks.com/walgreens-hacks-money-saving-tips/#comments Fri, 14 Jun 2019 11:00:54 +0000 https://wallethacks.com/?p=8731 Walgreens has been delivering on their promise to be your favorite neighborhood pharmacy since 1901. But did you know there are…

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Walgreens has been delivering on their promise to be your favorite neighborhood pharmacy since 1901.

But did you know there are numerous Walgreens hacks you could use to get the most out of the money you spend with them?

In this post, I am going to share with you 8 Walgreens hacks that you can use to save and make (you heard me: make) a lot of money.

Let’s get right into it.

Table of Contents
  1. Discounted & Free Photos Promo Codes
  2. Get the Walgreens App
  3. Paperless coupons
    1. How paperless coupons work
  4. Convenient Health Services
  5. Order medication refills
  6. Save on photo prints and enlargements
  7. Accumulate points when you buy
  8. Redeeming your points
  9. Earn points for making healthy choices
  10. AARP members Exclusive Perks

Discounted & Free Photos Promo Codes

Walgreens has a pretty solid offering of photo products, from actual printed photos to enlargements and mugs and other physical products. My favorite money saving hack for Walgreens is to wait for the freebies!

From time to time, they will offer steep discounts and even free photos, such as free 20 prints 4″x6″ or free 8″x10″ enlargement.

Right now, you can get a free 8″x10″ Photo Print for free when you use the coupon code DAYSFREE.

Select free pick up in the store when it’s available and it’s completely free.

Get the Walgreens App

This is where all your savings and perks will start.

If you don’t have it and yet you shop at Walgreens regularly, I highly recommend that you download it onto your smartphone right now.

It takes a few minutes and it will make a world of difference.

Paperless coupons

Love coupons?

In the early 2010’s, TLC’s Extreme Couponing opened many people’s eyes to the power of couponing in a brand new, albeit extreme, way.

You don’t have to buy 10 copies of the Sunday paper or dumpster dive for coupon books other people have thrown way.

It is time-consuming to sit down, look for and cut out all the coupons you would like to use.

Enter Walgreens paperless coupons.
If you wanted to take advantage of coupons without investing a ton of time in cutting them, this is the way to go.

How paperless coupons work

  1. You will first have to download the Walgreens app.
  2. Once you install the app and register an account, you can digitally “clip” coupons right within the app.
  3. When you go to the store to shop, buy your items like you regularly do. When you go to check out you will save money using your clipped coupons instantly if you use your Balance Rewards card or put in your number on the check out machine.

No cutting, paper or scissors will be involved in you saving hundreds of dollars each year at Walgreens with coupons.

Convenient Health Services

Did you know that you can access health services via the Walgreens App? You do now!

Using the Walgreens app you can chat with a Walgreens pharmacist about your prescriptions 24/7. No need to make a phone or wait for the next time to see a pharmacist.

Have a non-emergency but urgent healthcare need?

Using the app, you can locate a Walgreens clinic and make an appointment to get the care that you need.

Additionally, Walgreens has partnered with brands like Heal – a service that allows you to have a doctor visit your home – and MDLIVE – a service that allows you to talk with a doctor by phone or video.

Right within the app, you can access these services quickly and without hassle.

The healthcare services available to you through the Walgreens app will depend on your current location or a location you select.

And so beyond your own personal needs, if you needed a doctor from Heal, to go and pay your sick relative who lives in another state a visit, for example , you could do that from the
Walgreens app for a small fee – even if you or your relative does not have insurance.

From experience, I can assure you that the amount you will pay through the app is much cheaper than if you went to your local emergency room-with or without insurance.

Order medication refills

Time is money, right? So if we follow that logic, saving time will also save you money. Well, you can save a lot of time by ordering your refills through the Walgreens app.
And that is as easy as scanning your empty medication bottle.

Need to transfer your prescriptions from another pharmacy to Walgreens? All you need to do is take a picture of an old bottle that has the pharmacy name and the prescription number showing and just like that, you would have initiated a transfer of your prescription.

Walgreens will even fill your contact lens prescription if you need them to.

Save on photo prints and enlargements

Yes, you can order photo prints and enlargements from your Walgreens App.

As of this writing, you can save up to 30% off prints and enlargements. And yes, we are talking everything from your wallet prints to those gorgeous prints that come on canvas.

You can upload photos from your phone or social media into the app and have them printed and picked up the same day.

Accumulate points when you buy

Clipping coupons is not the only thing you can do with your Walgreens app. Walgreens has a program called Balance Rewards that you can sign up for either by picking up a card in-store or by signing up for it through the app. Within the Balance Rewards program, there is a system called the Everyday Points perk. With the Everyday Points Perk system, every $1 purchase you make on most items in-store amounts to 10 points.

Each month, the Balance Rewards program has promotions. For instance, in May of 2019, you could earn up to 10x points with a purchase as small as $20. In this case, instead of getting the regular 200 points for a $20 dollar purchase, you could earn 2000 points instead.

Redeeming your points

You can redeem your points by asking the cashier who rings up your purchase. 1000 points can be redeemed for $1.

Walgreens allows you to redeem up to 50,000 points at once – which is worth $50. If you are aggressive about accumulating points, you could very well end up buying a lot at Walgreens just with the points you’ve collected.

Using just the Everyday Points, you would need to spend $5000 to get 50,000 Balance Reward points. If you take advantage of those periods when points are multiplied, you will spend less. You can earn points even faster if you fill your prescriptions with Walgreens too.

And so all in all, the Balance Rewards Program is well worth your time and effort if you know you will be using Walgreens pharmacy services.

Things to note about the Balance Rewards Points Program:

  • Points expire one year after they are earned or six months after an account is inactive.
  • You can only earn a maximum of 50,000 points on prescriptions. There are no limits on other point earning opportunities unless it is specified in the promotion.
  • You can only redeem 50,000 points in one purchase. You can redeem up to 100,000 in one day.
  • Points can be redeemed on both online and offline purchases.

Earn points for making healthy choices

If you’re like me, then you like to be rewarded for working hard on your health. Walgreens makes it even better by allowing you to earn Balance Rewards points when you make healthy choices.

  • If you walk, run, cycle, perform a glucose test or perform a weigh-in and you log it into your the Balance Rewards section of your Walgreens app, you will earn 20 points per log.
  • If you link a health device or app, you can earn 250 points.

If you already perform these healthy activities, this is a plus. If you don’t, and you shop at Walgreens, this could be your incentive!

AARP members Exclusive Perks

Are you an AARP member? If you call 855-225-0400 to link your AARP card with your Walgreens Balance Reward card, you will receive exclusive benefits including:

  • 5X points on Walgreens brand products
  • 1.5X points on the healthy choices you make every day. So you would earn 30 points each time you log a healthy choice on your app.
  • 1000 points per vaccination. Note: You cannot earn these points if you live in Arkansas, New Jersey or New York.

As you can see, the opportunities to save money at Walgreens are impressive.

Have you tried any of these Walgreens hacks?

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Discover it Cash Back Review: 5% in Rotating Categories and Double Cashback in First Year https://wallethacks.com/discover-it-card-double-cashback/ https://wallethacks.com/discover-it-card-double-cashback/#comments Tue, 26 Jul 2016 21:21:42 +0000 http://wallethacks.com/?p=3289 Did you know that you could earn 10% cash back on purchases from Amazon.com? It's true. The Discover it Cash…

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Did you know that you could earn 10% cash back on purchases from Amazon.com? It's true.

The Discover it Cash Back credit card offers 5% cash back on rotating bonus categories and 1% cash back for everything else. You'll need to remember to activate those bonus categories each quarter. But once you do that's great value for a card that has no annual fee.

The Discover it Cash Back card doesn't stop there though. Added perks like a cash back match for the first year and a 0% APR period of 14 months help to make it one of the best cash back cards on the market today.

To learn more about what the Discover it Cash Back card has to offer, read on to see our full review.

5% Cash Back on Rotating Categories

The Discover it Cash Back card gives a standard 1% cash back on all purchases. That's fine but it's not what makes this card so interesting. Where cardholders can really ramp up their reward earnings is by taking advantage of the 5% cash back for the first $1,500 in purchases made at bonus categories each quarter.

Here are the 5% bonus categories that are being offered for 2019:

  • Jan-Mar: Grocery Stores, excludes Walmart and Target
  • Apr-Jun: Gas Stations, Uber and Lyft
  • Jul-Sep: Restaurants and Paypal
  • Oct-Dec: Amazon.com, Target & Walmart.com

(so in the holiday shopping season, you can get up to 10% cash back on your Amazon purchases in the first year! the Amazon credit card only gets you 5% and that's if you're an Amazon Prime member)

It's important to understand that cardmembers don't automatically earn the 5% cash back at bonus-category stores. Instead, you must activate the bonus each quarter by enrolling. You can do that on Discover's website, on Discover's app or by calling customer service.

I'll be honest and say that I'm personally not a big fan of credit card issuers using this “activation” gimmick. It can be confusing to the average customer.

After activating one quarter's bonus, customers may think, “Ok, I've enrolled in the cash back program now, so I'm good to go from now on.” But in reality, you need to enroll again and again each quarter.

Plus, forgetful people like me may struggle with taking full advantage of this system. There have been times that I've missed out on the first month or two of bonus cash back because I didn't remember to enroll in the program for the 32nd time.

If you do decide to get the Discover it Cash Back card, I recommend that you do what I ended up doing and set a reminder on your phone to activate the bonus cash back categories each quarter.

Cash back match for the first year

The Discover it Cash Back card has a killer sign-up bonus for new customers. At the end of your first year with the card, Discover will match the cash back that you accumulated during that time.

How much you can earn will depend completely on your spending patterns. But for the sake of example, if you were to take full advantage of the 5% bonus categories each quarter (on up to $1,500 in purchases), that would earn you $300 in cash back. At the end of the year, Discover would match that $300.

So without even taking the 1% transactions into consideration, you could easily earn $600 in cold, hard cash during your first year with this card.

Flexible redemption options

Redeeming your cash back is easy with the Discover it Cash Back card.

While some cash back cards have reward minimums that you have to reach before you can redeem your rewards, Discover doesn't play these games. You can connect your bank account and can transfer cash back starting at a penny.

But that's not the only way to redeem your cash back. Here are the other redemption options that the Discover it Cash Back card offers:

  • Credit to your account — starting at a penny
  • Charities — starting at a penny
  • Amazon (pay with rewards at checkout) — starting at a penny
  • Gift cards and eGift Certificate — starting at $20

Even though gift card redemptions have a $20 minimum, Discover will add a free $5 to every redemption. And since I'm personally all about free money any way I can get it, I love this option.

Useful security tools

On all their cards, Discover offers several tools to help protect their cardholders' identities and prevent credit card fraud. First, all Discover cardholders can check their actual FICO score any time at www.discover.com/fico.

Next, if you misplace your card, you can immediately “freeze” your account to keep any bad guys from enjoying a spending spree on your behalf. And while this isn't technically a security tool, if you do actually lose your card or have it stolen, Discover will overnight you a new card for free.

Finally, Discover offers free credit monitoring and will alert if you your social security number has been found on any Dark Web site.

Attractive 0% APR introductory offers

The Discover it Cash Back Card offers 14 months of 0% APR from the date of your account opening for both purchases and balance transfers. Balance transfers are charged a one-time transfer fee of 3% of the transfer amount.

Promotional 0% APR periods could help you finance larger purchases interest-free. But you'll want to make sure that you pay off your balance in full before the promotional period ends to avoid interest charges.

Low fees

The Discover it Cash Back credit card comes with no annual fee and no foreign transaction fee.

Discover will also waive the late payment fee the first time you pay late. If you're looking for a low-cost credit card, the Discover it Cash Back card is a great choice.

Who would this card be a good fit for?

The Discover it Cash Back card is the ultimate card for cash back strategists. If you're the kind of person that will look forward to activating your bonus categories each quarter and will happily plan your shopping trips around stores that are part of the bonus, you will get tremendous value out of this card.

But if you are more of a “set it and forget it” type of person, then everything listed above may sound more like “work” to you than “fun.” In that case, you may want to choose a card that offers a flat-rate cash back percentage on all purchases.

Also, if your spending tends to lean very heavily towards certain categories like gas or groceries, you may be better off choosing a card that emphasizes cash back for these expenses.

Finally, if you plan to do a lot of travel abroad, the Discover it Cash Back Card may not be a good fit. While Discover has widespread acceptance in the United States, things can get a little spotty overseas.

But if you plan to confine your travels to the United States and you're cool with activating bonus categories each quarter, the Discover it Cash Back card is a fantastic choice.

And since the Discover it Cash Back card charges no annual fee, there's very little downside to at least giving this one a shot!

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