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Credit Cards

Credit cards are one of the most powerful financial tools you can have.

It is also one of the most dangerous. Credit cards give you purchasing power far beyond what you'd feel comfortable carrying in cash. But they also charge exorbitantly high interest rates, even if you have the best of credit.

But they can also offer cash back or rewards points on your spending to entice you to use them. It's a delicate balance and like any powerful tool, it's important to take advantage of them but also respect them.

Philosophically, I believe that you should put all spending on a credit card and pay off that balance each month. This will ensure that you maximize cash back or rewards and minimize interest payments. The posts below may help you become better users of credit.

Best Credit Card Welcome Bonuses

Best No Annual Fee Credit Cards with a Welcome Bonus

If you have good credit, you can often earn hundreds of dollars for getting a new credit card. Many of those offers are on cards with an annual fee – which you may not want to pay! We share with you the best credit card bonuses on cards that will not charge you an annual fee – some of which are in the hundreds of dollars.

Credit Cards:

How to Increase Your Credit Score

Your credit score is one of the most important numbers in your life. Fortunately, with good behavior and some knowledge, you can get a good credit score if you do the right things and avoid the numerous pitfalls.

Capital One Venture X vs. Chase Sapphire Reserve

The Capital One Venture X and Chase Sapphire Reserve are among the most popular travel rewards cards available today. But while their welcome offers are nearly identical, their fees and rewards programs are geared to a different target customer. Find out which card is best suited for you in our comparison.

Amex Gold vs. Platinum: Which Rewards Credit Card is Better?

The American Express Gold and Platinum cards are among the most prestigious rewards credit cards available today. Both offer generous point rewards earning capability and feature a long list of additional travel and lifestyle benefits. So which card is the better of the two? Find out in this head to head comparison.

10 Best 2% Cash Back Credit Cards

The most prestigious credit cards offer generous rewards, but it can be a pain to remember what the rewards structure is. Keep it simple with this list of the best 2% cash back cards - nothing to remember, just 2% cash back.

What Is the Easiest Credit Card to Get Approved For?

Some credit cards are geared for college students, people who are rebuilding their credit, or people who have yet to establish credit But with so many credit cards to choose from, which is the easiest credit card to get? Here are fourteen credit cards that offer solid benefits and are easy to qualify for.

Capital One Venture X Card Review: 13 Reasons to Apply Today

The best travel credit cards offer generous welcome bonuses, annual travel credits, insurance coverages, and many other perks for frequent travelers. Is the Capital One Venture X Card worth putting on your travel credit card shortlist? Find out in our Capital One Venture X Card Review.

Best Credit Cards for Las Vegas

While getting cheap flights and travel packages to Vegas is easy, Las Vegas can still be an expensive place to visit. Thankfully, there are credit cards that seem tailor-made to help you enjoy the best that Vegas has to offer. Earn points for hotel stays, dining out, Uber credits, and more with the best credit cards for Las Vegas.

Venmo Credit Card Review: Earn Up to 3% Cash Back

Venmo is a digital wallet that allows you to spend and transfer money between friends and family members from one app. But Venmo also has a cash back credit card offering rewards of up to 3%. Find out how it works in this Venmo Credit Card review.

Best Credit Cards for FICO Credit Scores Between 600 – 649

If your FICO credit score falls between 600 and 649, it could hurt your chances of being approved for some of the more popular rewards credit cards, but it doesn’t completely put you out of the game. Here is our list of the best credit cards for FICO scores in the 600-649 range.

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