Jim Wang

Banks don't like it when you move your money into higher yields. They call it cash sorting and they are banking on you being lazy so they can earn more profits. This is what you should be doing instead.

Golden hours are transition periods in your life when your behavior must change to take advantage. See three key examples (career, wealth building, investing) to help you identify these areas and where else they may exist.

Times have changed, and short-term Certificates of Deposit (CDs) are once again offering decent returns for conservative and short-term investors. But how high have rates risen? Is it possible to earn 6% on a CD today? While a 6% CD return may be unrealistic, here are the banks and credit unions offering as much as 5% on CDs.

Why does the stock market go up in the long run? We look at some potential reasons for why the stock market tends to increase over long time horizons.

A Treasure Map is a guide to your finances in case you are unable to explain it due to death, disability, or disappearance. Learn what you should put in it to make it easier for the ones you love.

Empower acquired Personal Capital in 2020 and it appears they're going to finally re-brand it. See what it means for new and existing users!

Personal Capital Cash is a cash management account that earns a higher rate of return, but is it worth using right now?

A 401(k) is a great retirement investment vehicle but not all plans are created equal. Learn what it means to be a bad 401(k) and what alternatives you should consider instead.

Status games are expensive and you may not even consciously realize you're playing them. Here's how to stop and reclaim your life.

The Region Beta Paradox is a powerful idea that explains why you'll endure something much longer than you should. See how it applies to your life and how to escape it.

Laurel Road has a great new promotion that pays you $440 in your first year as a customer if you meet a few easy conditions (including a direct deposit).

Automating your financial tasks can save you time, money, and a lot of headaches. Learn which tasks are best left to computers and how best to get it all set up.