Blog

Best Credit Cards for FICO Credit Scores Between 500 – 599 

If your FICO credit score is under 600, trying to borrow money can feel like a hopeless situation. The good news is that there are credit cards you can get even if you struggle with poor credit. Here are five secured credit cards for people with credit scores between 500 and 599.

How to Buy OpenAI Stock: Can You Invest in ChatGPT?

AI might be the most impactful technology of the decade, and it's reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. But is it possible to buy stock in OpenAI? The short answer may be 'no', but there is a workaround.

Are State Stimulus Checks Taxable?

If you received a state stimulus check last year, you may be wondering if you owe taxes on it. We explain the IRS guidance on whether you owe income taxes your those state stimulus checks.

8 Best Crypto Sign-Up Bonuses and Promotions

Most cryptocurrency exchanges offer sign-up bonuses to draw potential customers. Most exchanges will pay you a few dollars for completing your first trade; however, the more valuable promotions may allow you to receive up to $500 or more. Here is our list of the best crypto sign-up bonuses.

Spruce Money Review: Is it Worth it?

Traditional banks aren't always the best option, as their fees are often higher, and you can't always maximize the benefits. Thankfully, there are alternatives, like Spruce Money from H&R Block. But how does Spruce compare to other online banks, like Chime and Current? Find out in this Spruce Money Review.

Cash Sorting: What Banks Don’t Want You To Do

Banks don't like it when you move your money into higher yields. They call it cash sorting and they are banking on you being lazy so they can earn more profits. This is what you should be doing instead.

The Best Credit Score Apps for Monitoring Your Credit

Credit score apps make it easy to keep track of your credit from any smartphone or tablet. But not all credit score apps were created equally. How do you know which credit score app is right for you, and is it worth spending money every month to get your credit score?

What is Plaid and Is it Safe?

Plaid is a technology company that facilitates the transfer of funds and data between financial companies and their customer's bank accounts. More than 7,000 companies use Plaid, but how does the system work and is it safe for you to use? Learn more.

How to Lower Your Credit Card Interest Rate

The interest rates of many popular credit cards are now hovering close to 30%. With rates that high, you may be wondering how to go about negotiating a lower rate, or if it's even possible. Here are some things you can try to lower your credit card interest rate and pay off your debt faster.

What is a 1031 Exchange?

If you’re a real estate investor or plan to be, you need to be familiar with a 1031 exchange, which is a strategy that enables you to sell one property in exchange for another without incurring taxes in the process. In this article, I explain how the 1031 exchange works and cover the various types, as well as the risks and benefits.

As Seen In: