Jim Wang

What is the Average Household Budget?

Ever wonder if you're spending too much or too little on something? Curious what others are spending on it? We look at the BLS' data on consumer spending and breakdown the categories so you know what others are doing.

Are No-Penalty Add-On CDs the Future?

Navy Federal Credit Union has a no-penalty add-on CD, which are two CD features I've never seen combined before. Banking products are becoming increasingly flexible and I discuss why I think that is.

16 Best Banks For Digital Nomads

Digital nomads need a bank that can help them manage their money while traveling. Critical features include low monthly and foreign transaction fees, global ATM access, the ability to pay bills and transfer funds, and responsive customer support. If you're a digital nomad or planning to become one, here are 16 of the best banks for digital nomads. Learn more.

Vanguard Sells Retirement Accounts to Ascensus

Vanguard has sold nearly all of its retirement accounts (except the SEP-IRA) to Ascensus. We use a Solo-401(k) at Vanguard so we break down what this changes looks like to us what we will do next.

What You Should Do With All the Financial Advice on the Internet

The internet is a great place to get new ideas and opinions you hadn't considered you can't blindly follow the advice. Your finances are too important to leave to internet articles written by unknown people. Instead, follow a variety of bloggers, bounce new ideas off a trusted source, and verify your decisions with a fee-only financial planner when you can.

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